Terms of Use
These Terms of Use govern your access to and use of our website and services. By accessing or using our site, you agree to be bound by these terms.
1. General Use
The content on Kovermi.com is for informational purposes only. While we strive to provide accurate information, we make no guarantees about the completeness, reliability, or accuracy of the content. The insurance quotes and information provided through our embedded quoting service are based on the data you submit and are not a substitute for professional advice.
2. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Kovermi.com or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
3. Messaging Terms & Conditions
By submitting an online form, providing your contact information and opting in, you agree to receive informational and promotional messages from Kovermi. Message frequency may vary.
- Types of Messages: If you have consented to receive text messages from Kovermi, you may receive messages related to your quote requests, policy information, customer support and follow-ups, and general updates or promotions.
- Potential Fees for SMS Messaging and Data Rates: Message and data rates may apply. Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
- Message Frequency: Message frequency may vary depending on the type of communication. For example, you may receive up to 10 or more (as needed) SMS messages per week related to your policy or quote.
- Example: “Hello, this is a friendly reminder of your upcoming appointment with a Kovermi representative on [Date] at [Time]. You can reply STOP to opt out of SMS messaging from Kovermi at any time.”
- Help and Support: If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly email us at admin@kovermi.com
- SMS Consent Communication: The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
- Opt-In Method: You may opt in to receive SMS messages from Kovermi in the following ways:
- By submitting an online form with SMS consent
- Opt-Out Method: You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
4. Third-Party Services
Our website includes services provided by third parties, such as the PL Rater insurance quoting platform. Your use of these third-party services is subject to their own terms and conditions. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.
5. Disclaimer of Warranties
The services and content on Kovermi.com are provided “as is” and “as available” without any warranties of any kind, either express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
6. Limitation of Liability
In no event will Kovermi.com, its affiliates, or their respective directors, employees, or agents be liable for any damages arising out of your use of or inability to use our website or services, even if we have been advised of the possibility of such damages.
7. Changes to Terms
We reserve the right to modify these Terms of Use at any time. Your continued use of the site after any such changes constitutes your acceptance of the new terms.