Terms of Use
These Terms of Use govern your access to and use of our website and services. By accessing or using our site, you agree to be bound by these terms.
1. General Use
The content on Kovermi.com is for informational purposes only. While we strive to provide accurate information, we make no guarantees about the completeness, reliability, or accuracy of the content. The insurance quotes and information provided through our embedded quoting service are based on the data you submit and are not a substitute for professional advice.
2. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Kovermi.com or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
3. Messaging Terms & Conditions
By providing your contact information and opting in, you agree to receive informational and promotional messages from Kovermi. Message frequency may vary.
- Types of Messages: You can expect to receive messages related to your quote requests, policy information, and general updates or promotions.
- Message and Data Rates: Message and data rates may apply.
- Help and Support: For assistance, reply HELP to any message or email us at admin@kovermi.com
- Opting Out: You can opt out of receiving messages at any time by replying STOP.
4. Third-Party Services
Our website includes services provided by third parties, such as the PL Rater insurance quoting platform. Your use of these third-party services is subject to their own terms and conditions. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.
5. Disclaimer of Warranties
The services and content on Kovermi.com are provided “as is” and “as available” without any warranties of any kind, either express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
6. Limitation of Liability
In no event will Kovermi.com, its affiliates, or their respective directors, employees, or agents be liable for any damages arising out of your use of or inability to use our website or services, even if we have been advised of the possibility of such damages.
7. Changes to Terms
We reserve the right to modify these Terms of Use at any time. Your continued use of the site after any such changes constitutes your acceptance of the new terms.
